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Remodeling Financing Options:Build the Home You Want. Keep Your Cash Flow Flexible.
A major remodeling project is an investment in your home, but that doesn’t always mean paying for the entire project upfront.
Creative Renovations offers financing options through Regions Home Improvement Financing to help qualified homeowners spread the cost of their remodeling project over time.
Whether you’re planning a new kitchen, bathroom renovation, home addition, structural remodel, or a larger whole-home project, financing can provide another way to move forward while preserving more of your available cash.
Financing for Your Remodeling Project
Financing may be available for qualifying residential remodeling projects, including:
- Kitchen remodeling
- Bathroom remodeling
- Home additions
- Whole-home remodeling
- Structural remodeling
- Load-bearing wall removal
- Flooring and tile
- Countertops and finishes
- Other eligible home improvement work
Creative Renovations can help you plan the project, establish the scope of work, and determine the next steps before you apply.
9.99% Fixed APR — 10-Year Financing Option
For qualified borrowers, Regions Home Improvement Financing currently offers a 9.99% fixed APR with a repayment term of up to 120 months.
This type of financing can be helpful for larger renovation projects where spreading the cost over time makes more sense than using a large amount of cash at once.
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Payment Example
$13.21 per month for every $1,000 borrowed
Examples:
$10,000 financed = approximately $132.10/month
$25,000 financed = approximately $330.25/month
$50,000 financed = approximately $660.50/month
$75,000 financed = approximately $990.75/month
Actual payments, financing terms, loan amounts, and approval are determined by Regions Bank.
How Remodeling Financing Works
1. Schedule a Consultation
We’ll meet with you to discuss your remodeling goals, the existing space, your priorities, and the type of project you’re considering.
2. Develop the Project Scope
Our team will help define the work involved and establish a realistic scope and budget for your renovation.
3. Apply for Financing
Complete the Regions Home Improvement Financing application to determine what financing options may be available to you.
4. Finalize Your Project
Once your project scope, financing, selections, and schedule are in place, Creative Renovations can move forward with the remodeling process.
Remodeling Without Draining Your Savings
Many homeowners have the equity, income, or savings to complete a renovation but would still prefer to keep more cash available.
Financing can provide additional flexibility when planning a significant home improvement project.
Instead of delaying a kitchen remodel, bathroom renovation, addition, or major layout change, qualified homeowners may be able to spread the investment over manageable monthly payments.
Design • Build • Transform
Creative Renovations provides residential remodeling services throughout Bentonville and Northwest Arkansas.
Our team handles projects ranging from individual kitchens and bathrooms to structural renovations, additions, and complete home transformations.
If you’re considering a remodel and want to understand both the project cost and the financing options available, we can help you take the next step.
Ready to Start Planning Your Remodel?
Schedule a consultation with Creative Renovations to discuss your project.
Creative Renovations LLC
400 N Walton Blvd., Suite E
Bentonville, Arkansas
Trusted since 2008
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Frequently Asked Questions
Does Creative Renovations offer remodeling financing?
Yes. Creative Renovations offers financing options through Regions Home Improvement Financing for qualified homeowners and eligible residential remodeling projects.
What types of remodeling projects can be financed?
Eligible projects may include kitchen remodeling, bathroom renovations, additions, whole-home remodeling, structural work, flooring, countertops, and other qualifying home improvements.
Can I finance a kitchen remodel?
Qualifying kitchen remodeling projects may be eligible for financing, including projects involving cabinetry, countertops, flooring, structural changes, and other improvements.
Can I finance a home addition?
Qualifying home additions may be eligible for financing. Because additions can vary significantly in size and scope, we recommend beginning with a consultation to establish a preliminary project budget.
Can remodeling materials and labor be financed together?
Depending on the financing program and project, eligible financing may include both materials and labor. Final eligibility is determined through the financing provider.
Should I apply for financing before getting a remodeling estimate?
We recommend first discussing your project with Creative Renovations so you have a better understanding of the anticipated scope and investment. You can then evaluate financing options based on a more realistic project budget.
Does applying guarantee approval?
No. Financing is subject to credit approval and the terms and requirements of the financing provider.
Financing Disclosure
Single Disbursement — 9.99% 10-Yr Loans
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 120 monthly payments of $13.21 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.